Military mortgage in 2014, made an unexpected turn: soldiers are forced into debt on loans?
Offer type: servicesPublished: 20.02.2014
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400-900 thousand rubles - roughly 45 years, banks will need many soldiers who successfully exploited to improve the housing conditions of the state program "Military mortgage". Where did these numbers, and can anything be done to such receivable does not arise? To clarify the situation, we asked Ilya Borisov - head of non-profit Association "Molodosti", created to help program participants.
We now seek the advice of hundreds of members of the "Military mortgage". New schedules of payments to the retirement they still owe the Bank for the mortgage loan large sums of money - from about half a million rubles. Clear case: people are in a panic, none of this turn of events did not expect, " says Ilya Borisov.
This situation is due to the fact, after the revision of the inflation forecast up to 2030 in the lower side, the size of the annual indexation of savings in personal accounts of soldiers in 2014 was also reduced. The result - the state may not be able to repay the debt in full, as it was provided last year schedules of payments on the loan. And then it would have to be paid by program participants. And this is for most unbearable burden.
What can you do?
First of all, don't panic, says Ilya Borisov. Credit for the purchase of real estate not settled within a year or two, and in 10-15 years. During this period there is much that can change.
For example, the age limit for military personnel will increase by 5 years. The probability of such events is very large. For an additional 5 years of service the state has enough time to repay the loan.
There is a second option: the government again revised the forecast for inflation. In the direction of increasing. Accumulation then indexed in a larger size, and the loan will be repaid up to 45 years.
Of course, it is likely that none of these predictions will not come true. On the contrary, the events can begin to evolve according to the scenario, which many fear the military. That is, the maximum age for military service remains the same as now, indexation is fixed at the current level or even reduced, " says the head of "Malacostraca".
In this case, if a person wants to avoid debt, credit, you can begin to repay partially now, and even better to open a Deposit with interest capitalization and every month to make money. The amount of such contributions, as we have seen in the Association, not burdensome for the family budget, but can easily look into the future. Which option suits you? Please - discuss.
Our contacts:
Tel: +7 (495) 565-32-38, +7 (929) 965-75-00
Official website: http://www.molodostroy.ru/
We now seek the advice of hundreds of members of the "Military mortgage". New schedules of payments to the retirement they still owe the Bank for the mortgage loan large sums of money - from about half a million rubles. Clear case: people are in a panic, none of this turn of events did not expect, " says Ilya Borisov.
This situation is due to the fact, after the revision of the inflation forecast up to 2030 in the lower side, the size of the annual indexation of savings in personal accounts of soldiers in 2014 was also reduced. The result - the state may not be able to repay the debt in full, as it was provided last year schedules of payments on the loan. And then it would have to be paid by program participants. And this is for most unbearable burden.
What can you do?
First of all, don't panic, says Ilya Borisov. Credit for the purchase of real estate not settled within a year or two, and in 10-15 years. During this period there is much that can change.
For example, the age limit for military personnel will increase by 5 years. The probability of such events is very large. For an additional 5 years of service the state has enough time to repay the loan.
There is a second option: the government again revised the forecast for inflation. In the direction of increasing. Accumulation then indexed in a larger size, and the loan will be repaid up to 45 years.
Of course, it is likely that none of these predictions will not come true. On the contrary, the events can begin to evolve according to the scenario, which many fear the military. That is, the maximum age for military service remains the same as now, indexation is fixed at the current level or even reduced, " says the head of "Malacostraca".
In this case, if a person wants to avoid debt, credit, you can begin to repay partially now, and even better to open a Deposit with interest capitalization and every month to make money. The amount of such contributions, as we have seen in the Association, not burdensome for the family budget, but can easily look into the future. Which option suits you? Please - discuss.
Our contacts:
Tel: +7 (495) 565-32-38, +7 (929) 965-75-00
Official website: http://www.molodostroy.ru/
